If you are in the market to buy a home and you’re visiting my website, it’s likely that we share a friend, a colleague, or even maybe you know someone in the McGuire or McCrone clan! The truth is, like you, I take referrals seriously. I feel like they are an extension of me and a reflection of the service I provide. In the world of real estate, its common knowledge that the decision making process can put you through your paces. I like a boutique style approach to business. I like getting to know my clients and I enjoy real estate. Finding the perfect fit for my clients isn’t a past time, it’s a goal. I’m here to represent your best interests. Here are a few guidelines that might help!
Prior to searching for an ideal property, it is critical to secure pre-approval with a mortgage company. While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a home to purchase.
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you find something you like.
Needs and Wants List
Your first step in the home-buying process is to define the reasons why you want to purchase a new home. To stop paying rent? To start building equity? To raise a family? To move up to a bigger house? Determine the style of home you prefer and the area in which you'd like to live.
Everyone has a picture of their ideal home. This home should include all the features you not only need, but wish for. Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first. After these have been established, you can consider additional features based on price point. With such a list in your hands, you're less likely to be caught up in the excitement of the pursuit. You'll have a good idea of what you want the features within your price range, and what you can reasonably afford.
Consider area (Coquitlam, Burnaby, Port Moody); neighbourhood (older and settled or brand new). Check out the neighbourhoods you're considering, and ask around. What amenities does it offer? Are there schools, churches, parks, or grocery stores within reach? Consider visiting schools in the area if you have children. How long is the commute to work? Are there infrastructure projects in development? Becoming well-acquainted with the surrounding area will ease the process as well as the transition to your new home.
Searching for the Ideal Property
Through various databases, I will establish a property search based on your criteria and review a range of properties that appear to be a potential match. I am very current with market trends, have access to the best possible resources and possess comprehensive knowledge of available homes and their value today and into the future.
Contact me today and together we will prepare a strategy to fulfill your particular needs and goals. From helping you find your dream home to closing the deal, I will ensure the process is always moving forward.